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Money Monday

It’s been awhile since I posted a Money Monday segment and in light of digging for info to save myself money when shopping, I thought I would share some of my finds here since we all know money generally doesn’t grow on trees …. unless it’s a money tree, but then they aren’t legal tender so we’ll rule out money trees from the equation 🙂

Here’s a link to a site where you can buy packages of restaurant quality food at a reduced price they have host sites located across the country so the chances of finding a location close by is pretty good …. http://www.angelfoodministries.com

  • Coupon Tips
    • Check store policies on printable manufacturer coupons some places accept them while others don’t
    • target sale or otherwise price reduced items when using coupons
    • watch for stores that double coupons some stores will double coupons valued up to a certain amount some only do this on certain days while other stores double every day in short you could turn a coupon worth $0.75 off into a savings of $1.50 for example
  • Fresh Produce
    • buy a head of lettuce as opposed to a bag of lettuce.  yes the head is less convenient, but in general you will pay less for the head and get the same amount of lettuce as is found in an average bag
    • When buying potatoes, carrots or other items that sometimes offer the option of a prepackaged bag or individual items, buy what you will eat from the individual items for those who are cooking for one you’ll often throw less out which will save you money… on the other hand if you are one who freezes food regularly, the larger quantity may better suit you…. rule of thumb is to be realistic in the amount of produce you purchase don’t buy a 10 lb bag of potatoes if you are cooking for one person and don’t plan on eating potatoes every meal or freezing them.
    • Fresh fruit if you love fruit and eat lots of it, the bags of fruit can be good, but if you only like an occasional piece of fruit then like the potato example, try buying just a few that you bag yourself.
  • Form an attack plan
    • take time to make a list of what you need before you go shopping, for me, I find that having a list creates a bit of a boundary and I’m less apt to get a lot of impulse items that I really don’t need if I have a list to keep me focused on need over impulse
    • learn your store’s patterns, note what kinds of things are on sale at what time of the month/year and this can help you save money by knowing when to watch for items you use
    • be sure to look above and below eye level, a common tactic used by stores is to put items that are higher priced at the average adult’s eye level the idea being that most people only see what is directly in front of them, so often folks will miss items that may be the same quality but lower priced because they didn’t look above their head or down at knee/floor level.
    • When it comes to coupons, some people say to carry all your coupons with you all the time the idea being that you never know when you might stumble across a sale item you weren’t aware of, but is something you would normally buy.  Since I walk to do my shopping, I tend to aim to carry as little as I possibly can in the way of extra bulk, so I generally make my list of what I need to get, and then pull coupons that fit my list though if I want to check on an item to see if it is on sale I’ll take the coupons for the items I want to check on as well.  I carry them in either an envelope or a pocket sized coupon organizer.
    • watch for store fliers near the entrance to stores, often if they don’t mail or otherwise distribute their flier, but still offer one, they will often be available near the store entrance or service desk.

 

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